Last updated: August 20, 2026
This page explains how we research, write, review, and correct what we publish, and how we keep advertising away from editorial decisions. We publish it so readers can judge our work by a stated standard rather than taking it on trust.
Our purpose
To explain how disability income benefits work in the United States — private and employer-provided long-term and short-term disability insurance, ERISA claims and appeals, and Social Security disability (SSDI and SSI) accurately and in plain language, so readers can understand their situation and act on their own behalf. We are not trying to sell anything, and we are not trying to become part of anyone’s claim.
Sourcing standards
- Primary sources first. We work from statutes, regulations, agency guidance, and official program documentation, and we cite the specific provision rather than a general homepage wherever practical.
- Government and established nonprofit sources only. Typically the U.S. Department of Labor (dol.gov) and its Employee Benefits Security Administration, the Social Security Administration (ssa.gov), the Electronic Code of Federal Regulations (ecfr.gov), the Internal Revenue Service (irs.gov), and state insurance departments.
- Sources we refuse to cite or link. Marketing content, “best of” listicles, lead-generation sites, insurer or law-firm promotional blogs, content farms, and anything whose purpose is to capture a reader as a customer.
- Every substantive claim is checkable. If we state a rule, a deadline, or a threshold, we link where you can verify it.
Accuracy and dating
- Every article shows a byline and a “reviewed and updated” date.
- Figures that change — dollar thresholds, percentages, program limits — are stated as of a specific year and linked to the official page carrying the current number, rather than presented as permanent facts.
- Where the law is unsettled, contested, or in the middle of rulemaking, we say so instead of writing around it. Admitting uncertainty is more useful than false confidence.
- Examples are composite illustrations, clearly labeled. We do not invent case studies, client stories, testimonials, or personal anecdotes, and we do not fabricate credentials or claim professional experience we do not have.
Editorial independence from advertising
- We accept no sponsored posts, paid guest posts, advertorial, link insertions, affiliate arrangements, or paid placements. Requests for these are declined.
- Advertising is served automatically through Google AdSense. We do not choose which advertisers appear, and advertisers have no ability to review, approve, or influence any article.
- No topic is chosen, framed, softened, or dropped because of its effect on advertising revenue.
- We do not name, rank, rate, or recommend specific companies, providers, or professionals — a policy that removes the main mechanism by which content in this field gets quietly monetized.
See our Advertising Disclosure for the full detail.
What we will not publish
- Legal, financial, insurance, or medical advice, or any evaluation of an individual reader’s claim, bill, or policy.
- Outcome promises, success-rate guarantees, or “you will qualify” framing.
- Lead-generation devices of any kind: eligibility quizzes, case evaluations, quote forms, phone capture.
- Fear-based or urgency framing. Deadlines are stated as calm facts.
- Content that shames readers for their circumstances, or that treats them as marks rather than as capable adults.
Corrections policy
We correct errors promptly and openly. If you find something wrong, email support@guide.upcomingscreen.com with the article title and the passage in question.
- Factual errors are fixed as soon as they are verified, and the article’s updated date is changed.
- Substantive corrections that change the meaning of guidance are noted in the article rather than made silently.
- Routine maintenance — refreshed figures, new citations, clarified wording — is reflected in the updated date.
- We do not quietly delete articles to hide a mistake.
Review and maintenance
Articles are reviewed when the underlying rules change, when a reader reports a problem, and on a periodic schedule. Because annual figures and program rules shift, older articles are re-checked against current official sources rather than left to age.
Use of AI tools
We use software tools, including AI-assisted drafting and research tools, as part of our production process. Every article is directed, fact-checked against primary sources, and edited by our editorial team before publication, and we take full responsibility for everything published here. We do not publish unreviewed machine output, and no tool is permitted to invent a citation, a figure, or an example.
Reader privacy
We do not require accounts, run newsletters, or collect reader details to access content. See our Privacy Policy.
Contact
Corrections, questions, and suggestions: support@guide.upcomingscreen.com.